The Chase Sapphire Reserve has become a much more coupon-heavy card. That is not automatically a bad thing. But it does mean the card now rewards people who are organized and quietly punishes people who forget to use the credits before they expire. Two of the most useful new credits are: But neither credit is […]

Almost every “best beginner travel card” list opens with this one, and almost none of them tell you why in a way that survives a follow-up question. So here’s the version I’d give a friend over coffee. The Sapphire Preferred is not special because of its sign-up bonus, generous as the current one is. Bonuses […]

Two travel cards. Same $95 annual fee. Same 75,000-point welcome bonus. Genuinely different philosophies behind them. The Chase Sapphire Preferred has been the default “first real travel card” for over a decade — protection-heavy, bonus-category-driven, and quietly anchored by World of Hyatt. The Capital One Venture took a different path: flat 2x on everything, fewer […]

Is the Chase Sapphire Reserve® worth the $795 annual fee? Anyone telling you the Chase Sapphire Reserve® is automatically worth that — without knowing how you travel, what you eat, where you live, or how you actually redeem points — is selling you something. So let me try a different approach. The card is currently […]