The Chase Ink Business Cash® Credit Card and the Chase Ink Business Unlimited® Credit Card are two of the easiest business cards to justify keeping long term. Both have no annual fee. Both earn rewards that are marketed as cash back. And both can become much more powerful if you also have a card like […]

Almost every “best beginner travel card” list opens with this one, and almost none of them tell you why in a way that survives a follow-up question. So here’s the version I’d give a friend over coffee. The Sapphire Preferred is not special because of its sign-up bonus, generous as the current one is. Bonuses […]

Two travel cards. Same $95 annual fee. Same 75,000-point welcome bonus. Genuinely different philosophies behind them. The Chase Sapphire Preferred has been the default “first real travel card” for over a decade — protection-heavy, bonus-category-driven, and quietly anchored by World of Hyatt. The Capital One Venture took a different path: flat 2x on everything, fewer […]

Is the Chase Sapphire Reserve® worth the $795 annual fee? Anyone telling you the Chase Sapphire Reserve® is automatically worth that — without knowing how you travel, what you eat, where you live, or how you actually redeem points — is selling you something. So let me try a different approach. The card is currently […]

Both premium cards just got a lot more expensive. The Chase Sapphire Reserve now carries a $795 annual fee. The Amex Platinum sits at $895. For most people weighing the two, the single biggest question is the same: how much of that fee do the hotel credits actually claw back? The face-value math makes CSR […]