Personal travel card · Chase Ultimate Rewards

Chase Sapphire Preferred  Card

®

The Sapphire Preferred is the card I tell almost every beginner to start with. With access to Chase's transfer partners like Hyatt, United, Air Canada, and Singapore Airlines, these points unlock way more value than basic cash back. For a modest annual fee, you get the points currency that actually matters in this hobby, without the premium price tag of the Reserve. For new points travelers who want one card to open the door, this is arguably the best card to start with.

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Advait

Founder, Miles Beyond Borders

WHY I LIKE THIS CARD

The Sapphire Preferred is the card I tell almost every beginner to start with. With access to Chase's transfer partners like Hyatt, United, Air Canada, and Singapore Airlines, these points unlock way more value than basic cash back. For a modest annual fee, you get the points currency that actually matters in this hobby, without the premium price tag of the Reserve. For new points travelers who want one card to open the door, this is arguably the best card to start with.

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WELCOME BONUS

After spending $5000 in purchases in the first 3 months from account opening.

After spending $5000 in
purchases in the first 3 months.

75,000 Points

Learn More →

75K Pts

75,000 Points

RECOMMENDED CREDIT

Good -
Excellent

REWARDS TYPE

Transferrable

ANNUAL FEE

$95

WELCOME BONUS

Chase Sapphire Preferred Card

®

The best credit card for points & miles beginners with access to Chase's entire list of transfer partners

earning rates

On All Purchases Through Chase Travel℠

2x

All Travel booked outside of Chase Travel℠

1x

All Other Purchases Earn 1 Point Per Dollar.

3x

Dining, Eligible delivery & Online Groceries

5x

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Complimentary access to 1,300+ airport lounges worldwide, with up to 2 guests per visit.

$300 in statement credits each year applied automatically to travel purchases.

Move points 1:1 to Hyatt, United, Air Canada, Singapore Airlines, and more.

Statement credit for Global Entry, TSA PreCheck, or NEXUS every 4 years.


Complimentary IHG Platinum, Avis President's Club, and National Emerald Executive.

Chase Sapphire Preferred  Card

®

Priority Pass Lounge Access

Complimentary membership for primary cardmembers and authorized users, with up to two guests per visit. Access to over 1,300 airport lounges worldwide.

Transfer Partners

Move points 1:1 to Chase's airline and hotel partners, including Hyatt, United, Air Canada Aeroplan, Singapore Airlines, and more.

Annual Travel Credit

$300 in statement credits each year on travel purchases — applied automatically to flights, hotels, parking, tolls, and more.

Trusted Traveler credit

Statement credit for application fees to Global Entry, TSA PreCheck, or NEXUS — once every four years.

The Edit by Chase Travel

Daily breakfast, room upgrades, and on-property credits at participating hotels.

Elite status perks

Complimentary IHG Platinum Elite, Avis President’s Club, and National Emerald Club Executive status.

CARD BENEFITS

What's Included.

The entry-level travel card from Chase — unlocking access to Chase's full list of transfer partners and turning everyday spending into real travel redemptions.

Up To 5x On Travel

Included when you pay for your eligible rental using your card

Earn 5x Points on all purchases through Chase Travel℠ and 2x on all other travel

Hotel & Delivery Credits 

3x On Dining 

Primary Rental Car Insurance

Annual $50 Chase Travel℠ Hotel Credits and up to $120 DoorDash Credits

On Restaurants & eligible food delivery worldwide

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