The Chase Ink Business Cash® Credit Card and the Chase Ink Business Unlimited® Credit Card are two of the easiest business cards to justify keeping long term. Both have no annual fee. Both earn rewards that are marketed as cash back. And both can become much more powerful if you also have a card like […]

The Chase Sapphire Reserve has become a much more coupon-heavy card. That is not automatically a bad thing. But it does mean the card now rewards people who are organized and quietly punishes people who forget to use the credits before they expire. Two of the most useful new credits are: But neither credit is […]

If you carry a Chase Sapphire card and pay for Apple One, you’ve probably spent the last several months watching the card’s Apple benefit sit there uselessly. The complimentary Apple TV and Apple Music subscriptions only worked as standalone services — and if you were on the Apple One bundle, activating them just created a […]

Two live Paze promotions are running at the same time right now. One is great. Stacked together, they’re the best low-effort points-and-cash play of the year — if you understand how they actually work. Here’s the precise mechanics, the math, and the parts the hype is glossing over. TL;DR There are two separate Paze offers […]

Almost every “best beginner travel card” list opens with this one, and almost none of them tell you why in a way that survives a follow-up question. So here’s the version I’d give a friend over coffee. The Sapphire Preferred is not special because of its sign-up bonus, generous as the current one is. Bonuses […]

During our first trip to Hawaii, we spent three nights at the Ritz-Carlton O‘ahu, Turtle Bay, one of the most expensive and luxurious resorts on Oahu’s North Shore. The total cost of our three-night stay was $3,446.21, including taxes and fees. After stacking Chase points, Points Boost, a $500 travel promotion, and the Chase Sapphire […]

When planning our first trip to Hawaii, we decided to split our seven-night stay on Oahu between two very different experiences. We spent our first four nights in Waikiki, enjoying the convenience, restaurants, and energy of Honolulu. For the final three nights, we wanted something quieter and more scenic, so we headed to Oahu’s famous […]

Two travel cards. Same $95 annual fee. Same 75,000-point welcome bonus. Genuinely different philosophies behind them. The Chase Sapphire Preferred has been the default “first real travel card” for over a decade — protection-heavy, bonus-category-driven, and quietly anchored by World of Hyatt. The Capital One Venture took a different path: flat 2x on everything, fewer […]

Is the Chase Sapphire Reserve® worth the $795 annual fee? Anyone telling you the Chase Sapphire Reserve® is automatically worth that — without knowing how you travel, what you eat, where you live, or how you actually redeem points — is selling you something. So let me try a different approach. The card is currently […]

Trip Overview Our journey home to Toronto started at Colombo’s Bandaranaike International Airport (CMB) on March 25, where we boarded Emirates retrofitted 777 business class flight EK 651 — the first of two flights back, with a 15-hour layover in Dubai before the onward leg to YYZ. We were traveling as a family of four: […]