Ink Business Unlimited®
Credit Card
The Ink Business Unlimited® is basically the business version of the Freedom Unlimited — simple, no-annual-fee earning on everyday business expenses. It is not the flashiest card in Chase’s lineup, but that is exactly why it works: no categories to track, no complicated strategy, just steady rewards on every purchase. On its own, it is a strong cash-back business card. But when paired with an Ink Preferred, Sapphire Preferred, or Sapphire Reserve, those rewards can become transferable Ultimate Rewards points, making it a great long-term workhorse for business owners who want to turn everyday spend into valuable travel redemptions.
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Advait
Founder, Miles Beyond Borders
WHY I LIKE THIS CARD
The Ink Business Unlimited® Credit Card is a simple no-annual-fee business card that earns steady rewards on everyday expenses. On its own, it works as easy cash back, but paired with a Sapphire or Ink Preferred, it becomes a reliable way to turn business spending into transferable travel points.
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WELCOME BONUS
after you spend $6,000 on purchases in the first 3 months after account opening
After spending $8000 in
purchases in the first 4 months.
$750
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$750
$750
RECOMMENDED CREDIT
Good -
Excellent
REWARDS TYPE
Cash Back
ANNUAL FEE
No Annual Fee
WELCOME BONUS
Ink Business Unlimited®
Credit Card
The best catch all small business card from chase and a powerhouse for everyday spend.
earning rates
On Lyft Rides
1.5%
All Other Purchases Earn 1.5% Per Dollar.
5%
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Complimentary access to 1,300+ airport lounges worldwide, with up to 2 guests per visit.
$300 in statement credits each year applied automatically to travel purchases.
Move points 1:1 to Hyatt, United, Air Canada, Singapore Airlines, and more.
Statement credit for Global Entry, TSA PreCheck, or NEXUS every 4 years.
Complimentary IHG Platinum, Avis President's Club, and National Emerald Executive.
Chase Ink Business Unlimited® Credit Card
Priority Pass Lounge Access
Complimentary membership for primary cardmembers and authorized users, with up to two guests per visit. Access to over 1,300 airport lounges worldwide.
Transfer Partners
Move points 1:1 to Chase's airline and hotel partners, including Hyatt, United, Air Canada Aeroplan, Singapore Airlines, and more.
Annual Travel Credit
$300 in statement credits each year on travel purchases — applied automatically to flights, hotels, parking, tolls, and more.
Trusted Traveler credit
Statement credit for application fees to Global Entry, TSA PreCheck, or NEXUS — once every four years.
The Edit by Chase Travel
Daily breakfast, room upgrades, and on-property credits at participating hotels.
Elite status perks
Complimentary IHG Platinum Elite, Avis President’s Club, and National Emerald Club Executive status.
CARD BENEFITS
What's Included.
The no-annual-fee business workhorse from Chase — simple flat-rate cash back on every purchase, but far more valuable when paired with a Sapphire or Ink Preferred to turn rewards into transferable travel points.
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5% On Lyft Rides
On all Drugstore Purchases
Earn 5% on all purchases through Chase Travel℠
1.5% On All Spend
3% On Dining
3% on Drugstores
Earn a generous 1.5% on all non-bonus categories
On Restaurants & eligible food delivery.