Chase Ink Business Preferred®
Credit Card
The Ink Business Preferred® is basically the centerpiece of Chase’s Ink business card lineup — not as simple as the Ink Unlimited, but much more powerful for business owners who spend in the right categories. It earns elevated rewards on common business expenses like travel, shipping, advertising, internet, cable, and phone services, making it especially strong for companies with meaningful operating spend. Unlike the no-annual-fee Ink cards, the Ink Preferred unlocks transferable Ultimate Rewards points on its own, which is what makes it the hub of a Chase business card setup. It is best for business owners who want more than cash back: strong earning, travel flexibility, and the ability to turn everyday business expenses into high-value redemptions through Chase’s airline and hotel partners.
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Founder, Miles Beyond Borders
WHY I LIKE THIS CARD
The Ink Business Preferred® Credit Card is Chase’s core business points card, built for owners who spend heavily on travel, shipping, advertising, internet, cable, and phone services. Unlike the no-annual-fee Ink cards, it unlocks transferable Ultimate Rewards points on its own, making it a strong hub for turning business expenses into valuable travel redemptions.
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WELCOME BONUS
after you spend $8,000 on purchases in the first 3 months after account opening
After spending $8000 in
purchases in the first 3 months.
100,000 Points
Learn More →
100,000
Points
100,000 Points
RECOMMENDED CREDIT
Good -
Excellent
REWARDS TYPE
Transferrable
ANNUAL FEE
$95
WELCOME BONUS
Ink Business Preferred®
Credit Card
The best Chase Ink card for small businesses that want transferable points, strong bonus categories, and a simple way to turn business spend into travel.
earning rates
Advertising, Internet, Cable, Phone
3x
Travel & Shipping Services
3x
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On Lyft Rides
1x
All Other
Purchases
5x
Complimentary access to 1,300+ airport lounges worldwide, with up to 2 guests per visit.
$300 in statement credits each year applied automatically to travel purchases.
Move points 1:1 to Hyatt, United, Air Canada, Singapore Airlines, and more.
Statement credit for Global Entry, TSA PreCheck, or NEXUS every 4 years.
Complimentary IHG Platinum, Avis President's Club, and National Emerald Executive.
Chase Ink Business Preferred® Credit Card
Priority Pass Lounge Access
Complimentary membership for primary cardmembers and authorized users, with up to two guests per visit. Access to over 1,300 airport lounges worldwide.
Transfer Partners
Move points 1:1 to Chase's airline and hotel partners, including Hyatt, United, Air Canada Aeroplan, Singapore Airlines, and more.
Annual Travel Credit
$300 in statement credits each year on travel purchases — applied automatically to flights, hotels, parking, tolls, and more.
Trusted Traveler credit
Statement credit for application fees to Global Entry, TSA PreCheck, or NEXUS — once every four years.
The Edit by Chase Travel
Daily breakfast, room upgrades, and on-property credits at participating hotels.
Elite status perks
Complimentary IHG Platinum Elite, Avis President’s Club, and National Emerald Club Executive status.
CARD BENEFITS
What's Included.
The core business points card from Chase — strong bonus earning on key business categories, with transferable Ultimate Rewards built in for turning business spend into valuable travel redemptions.
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5% On Lyft Rides
On all Drugstore Purchases
Earn 5% on all purchases through Chase Travel℠
1.5% On All Spend
3% On Dining
3% on Drugstores
Earn a generous 1.5% on all non-bonus categories
On Restaurants & eligible food delivery.